Sales channel

Applications this month

420

+6.1% vs prior period

Cards issued

271

+3.4% vs prior period

出卡率 issue rate

64.5%

standard 70%

Pending

81

still in the pipeline

Cancelled

38

this month

SLA breaches

150

6+ days in one stage

12-month issue rate

64.2%

rolling

Application pipeline by month

Read the grey band first — that is work still sitting with us.

Why applications are cancelled

Two of the top three are fixable by us, not by the customer.

出卡率 against the 70% standard

The dashed line is the standard. Below it for two months running is a review trigger.

CS admin officer productivity

Rework count matters as much as throughput.

OfficerProcessedIssuedIssue rateAvg daysRework
Angeline Toh22717878.4%4.813
Marcus Lee29118162.2%3.118
Priya Nair35226475%4.37
Chen Wei Ming28020171.8%3.927
Nurul Aisyah25922888%2.521
Daniel Ong23317575.1%2.526
Grace Lim39532281.5%2.615
Ravi Kumar25417368.1%3.13

Application quality by sales channel

A clean application is one that reached approval with no rework and no duplicate flag.

ChannelSubmittedCleanClean rateReworkDuplicates
Sales rep41835284.2%668
Walk-in20313868%6517
App23419282.1%4214
Maybank83677192.2%6517
AA Singapore86977989.6%9019

Application Centre — AOS matched to ERP

Ageing against the SLA — the flag-up rule

Any application sitting in the same stage for more than 2 working days is flagged to the supervisor; more than 5 working days is escalated to the manager.

Time from submission to card

Anything past 15 days almost always means documents came back late.

Why applications stop — and what happens next

Every reason has a named owner; nothing sits unassigned.

ReasonCasesNext stepOwner
Documents not returned84CS calls twice, then closesCS admin
Credit decision pending61Finance to clear within 2 daysFinance
Duplicate of an open application39Merge, keep earliestCS admin
Company details mismatch28Sales rep to re-verifySales
Card production backlog17Vendor batch, weeklyVendor

Internal duplicates — caught before issue

These never reached card production, so no card was wasted.

ReferenceCompanyMatched onExisting refCaught atAction
AOS-2608120Sin Heng TransportContact numberAOS-2605310Credit checkRejected
AOS-2608121Lianhe LogisticsVehicle numberAOS-2605311Credit checkRejected
AOS-2608122Tuas Marine ServicesUENAOS-2605312Credit checkMerged
AOS-2608123GreenLeaf MoversEmailAOS-2605313Credit checkMerged
AOS-2608124PanAsia HaulageEmailAOS-2605314Credit checkMerged
AOS-2608125Kim Seng ContractorsEmailAOS-2605315Credit checkRejected
AOS-2608126OceanRoute Pte LtdContact numberAOS-2605316Docs checkMerged
AOS-2608127Northlink CouriersVehicle numberAOS-2605317Docs checkMerged
AOS-2608128BuildRight EngineeringContact numberAOS-2605318ApprovalMerged
AOS-2608129Metro Fleet ServicesContact numberAOS-2605319Credit checkMerged

Open application queue

Red rows have breached the SLA and are already escalated.

ReferenceAccountChannelStageOwnerCardsAge (days)
AOS-2608400Account 1000AppApprovalPriya Nair223
AOS-2608401Account 1007Sales repCard productionChen Wei Ming83
AOS-2608402Account 1014AA SingaporeCredit checkMarcus Lee174
AOS-2608403Account 1021MaybankCard productionMarcus Lee134
AOS-2608404Account 1028Sales repApprovalNurul Aisyah225
AOS-2608405Account 1035Walk-inDeliveryPriya Nair23
AOS-2608406Account 1042AppDeliveryAngeline Toh13
AOS-2608407Account 1049AA SingaporeReceivedNurul Aisyah215
AOS-2608408Account 1056AppApprovalMarcus Lee190
AOS-2608409Account 1063Walk-inCard productionMarcus Lee810
AOS-2608410Account 1070Sales repDeliveryAngeline Toh34
AOS-2608411Account 1077AA SingaporeCard productionChen Wei Ming225
AOS-2608412Account 1084AA SingaporeCard productionChen Wei Ming179
AOS-2608413Account 1091MaybankCredit checkChen Wei Ming123
AOS-2608414Account 1098MaybankApprovalMarcus Lee121
AOS-2608415Account 1105MaybankCard productionAngeline Toh213

What Corsiva Lab has to build — the reporting rules

Read this once; every number on this tab follows these definitions.

MetricDefinition
出卡率 (issue rate)Cards issued ÷ applications submitted in the same submission month, not the issue month.
Clean applicationReached approval with no document rework and no duplicate flag.
Time to cardCalendar days from AOS submission timestamp to card production complete.
DuplicateMatches an open or issued application on UEN, contact number, email or vehicle number.
SLA breachMore than 2 working days in one stage; counted per stage, not per application.
Officer creditAttributed to the officer who owned the application at approval.